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Our Mission:

To provide accessible, affordable, and secure banking services to everyone, including underserved and unbanked communities.

At Elroy, we believe that financial inclusion is crucial for improving people's lives.

In the US, 22% of adults are either unbanked or underbanked, lacking access to basic financial services like checking or savings accounts. This disproportionately impacts underserved minority communities, including immigrants, independent contractors, freelancers, on-demand workers, and college students. These communities are often excluded from traditional financial systems, leaving them without the tools and resources they need to achieve financial wellness and stability.

And according to the Federal Reserve, approximately 45% of Americans have subprime credit scores, representing approximately 105 million people in the US who may need to improve their credit in order to access financial services or obtain loans at favorable interest rates.

 

Our mobile banking app and financial services are designed to meet the diverse needs of our customers and help them manage their finances effectively. We are committed to empowering all of our users to take control of their finances and achieve their financial goals.

 

As part of the BOSS Money and BOSS Revolution family of products and services, we take our moral obligation to provide accessible banking services seriously.

The Elroy Team

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Zev Mo Green

Technologist,

Co-Founder

Emoji of David

David Berkowitz

Business Lead,
Co-Founder

Emoji of Tomasz

Tomasz Szajna

Lead Developer

Emoji of Platon

Platon
Sotnykov

Sr. Developer

Emoji of Pawel

Pawel Sanowski

Sr. Developer

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Artur
Kowalski

Sr. Developer

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Dusan Miloradovic

Sr. Developer

Emoji of Filip

Filip
Wozniczak

Developer

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Magdalena Jaroszuk

Sr. QA Engineer

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Anna
Gladkaya

Designer

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Angelina
Yatsenko

Designer

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Carlos
Avendano

Customer Support Engineer

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Yuliana
Turchyn

Data Analyst

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Chandana
Nakka

Fraud Specialist

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Ari
Green

Fraud Specialist

Copyright © 2024 IDT Payment Services, Inc. DBA Elroy. All rights reserved.

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IDT Payment Services, Inc. DBA elroy (formerly Wallet by BOSS Money) is a financial technology company, not a bank. elroy Checking Account and Debit card are provided by Evolve Bank and Trust, Member FDIC. Your deposits are FDIC insured up to $250,000 through Evolve Bank and Trust. The elroy Mastercard® Debit Card is issued by Evolve Bank and Trust, Member FDIC, pursuant to a license from Mastercard®. See your applicable cardholder agreement for details.

Certain services are offered through Synapse Financial Technologies, Inc. and its affiliates (collectively, “Synapse”). Synapse is not a bank and is not affiliated with Elroy. Brokerage accounts and cash management programs are provided through Synapse Brokerage LLC (“Synapse Brokerage”), an SEC-registered broker-dealer and member of FINRA and SIPC. Additional information about Synapse Brokerage can be found on FINRA’s BrokerCheck. See Synapse Terms of ServicePrivacy Policy, and the applicable disclosures and agreements available in Synapse’s Disclosure Library for more information. The Partner Financial Institution(s) participating in a Synapse cash management program can be found in the List of Program Banks.

Money transfer services are provided by IDT Payment Services, Inc., a licensed money transmitter (NMLS 935577, MA FT935577), or IDT Payment Services of New York LLC, licensed as a Money Transmitter by the New York State Department of Financial Services. 520 Broad Street, Newark, NJ 07102

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