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Wallet Biometric Data Policy

Consent and Written Release for the Collection, Use, Disclosure and Storage of Biometric Information In order to verify that you are the person depicted in your government-issued identification, Wallet by BOSS Money uses third-party technology from Incode Technology, Inc. (hereinafter “Incode”) to collect information from or about you, such as your biometric information, selfie, and government-issued identification (collectively, “Biometric Information”). Specifically, Incode will ask you to take a selfie through the Incode Omni Powered by Incode platform through Wallet by BOSS Money’s web and native application.

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Incode will then scan and map your facial features in comparison with the picture on your government-issued identification to allow you to access your account with Wallet by BOSS Money.


Biometric Information: Incode may use your Biometric Information for the following purposes, in each case as further described in Incode’s Privacy Policy https://incode.com/incode-privacy-policy/:

  • To provide the services for which the Biometric Information was provided;

  • To improve or modify Incode’s products and services; and

  • To comply with Incode’s obligations under applicable law.


Note that Incode may disclose your Biometric Information to Wallet by BOSS Money and Incode’s service providers, and as otherwise required under applicable law. You can request that Incode delete your Biometric Information at any time by emailing Incode at legalcompliance@incode.com.

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For US end users - If you request deletion of your Biometric Information, Incode will not be able to recover it at a later point. Incode will permanently delete Biometric Information that it processes on behalf of Wallet by BOSS Money or for Incode’s own purposes by the earlier of: :info the time at which the purpose for which it was collected has been satisfied; or (ii) three years after your last interaction with Incode.

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Driver’s License Information: Using Omni requires us to take a picture of the front and back of your driver’s license. This allows Incode to compare the photo with the real time image of you Incode will capture through the “Let’s Take a Selfie” function. Incode will also collect other information that is on the front and back of your driver’s license, including the barcode. We use this information primarily to verify your identity and to prevent fraud.

Copyright © 2024 IDT Payment Services, Inc. DBA Elroy. All rights reserved.

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IDT Payment Services, Inc. DBA elroy (formerly Wallet by BOSS Money) is a financial technology company, not a bank. elroy Checking Account and Debit card are provided by Evolve Bank and Trust, Member FDIC. Your deposits are FDIC insured up to $250,000 through Evolve Bank and Trust. The elroy Mastercard® Debit Card is issued by Evolve Bank and Trust, Member FDIC, pursuant to a license from Mastercard®. See your applicable cardholder agreement for details.

Certain services are offered through Synapse Financial Technologies, Inc. and its affiliates (collectively, “Synapse”). Synapse is not a bank and is not affiliated with Elroy. Brokerage accounts and cash management programs are provided through Synapse Brokerage LLC (“Synapse Brokerage”), an SEC-registered broker-dealer and member of FINRA and SIPC. Additional information about Synapse Brokerage can be found on FINRA’s BrokerCheck. See Synapse Terms of Service, Privacy Policy, and the applicable disclosures and agreements available in Synapse’s Disclosure Library for more information. The Partner Financial Institution(s) participating in a Synapse cash management program can be found in the List of Program Banks.

Money transfer services are provided by IDT Payment Services, Inc., a licensed money transmitter (NMLS 935577, MA FT935577), or IDT Payment Services of New York LLC, licensed as a Money Transmitter by the New York State Department of Financial Services. 520 Broad Street, Newark, NJ 07102

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